Get more for your money.
When you insure your home with the AARP Homeowners Insurance Program from The Hartford, you'll be able to take advantage of a package of features and benefits that may not be found anywhere else. Such as:
Bundle and Save
Insure your home and auto with the AARP Auto and Homeowners Insurance Program from The Hartford, and you'll receive up to a 15% discount on your homeowners insurance rates and an additional 10% on your auto insurance coverage.
Lifetime Renewability
Some homeowners have discovered after making a claim that their insurance company will no longer cover their home, but that won't happen with the AARP Homeowners Insurance Program from The Hartford. That's because once you're insured through this Program for at least 60 days, you cannot be refused renewal as long as a few simple requirements are met.†
100% Protection Plan
Choose this benefit and insure your home for 100% of its replacement cost and if something happens, The Hartford will pay the full cost of rebuilding – up to 150% of the stated limit of your policy.
"New for Old"
If something happens to your possessions, regardless of age or condition, this program will pay the actual replacement cost for new items of equal quality. Quite a benefit when you realize many insurance policies only cover the value of your possessions after depreciation.
Protector PLUS Homeowners Deductible Forgiveness
Up to $5,000 of your deductible will be waived if you experience a qualified loss of $22,500 or more.
24/7 Claim Hotline with a Claims Satisfaction Commitment
Home losses don't keep normal business hours, so neither does The Hartford. Our claims professionals are available to assist you whenever you need it with service that's backed by our Claim Satisfaction Commitment.
Every Homeowners policy from The Hartford is backed by these promises:
- 24/7 claim service
- Dedicated customer care specialists
- When using the "Contractor Connection" for home repairs, the contractors stand behind their workmanship for three years
- Claim service expert for problem escalation and resolution
- Prompt claim payment following agreement on amount of loss
Flexible Payment Options
You can choose a flexible payment plan which works with your budget.
†If you are age 50 or older, once you're insured through this program for at least 60 days, you cannot be refused renewal as long as applicable premiums are paid when due. Also, you must continue to insure your home for at least 80% of your home rebuilding value, cannot have knowingly increased your home's hazard level, and must not have obtained your policy through material misrepresentation. Benefit currently not available in Hawaii, Michigan, New Hampshire and North Carolina.
The AARP Automobile Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. CA License 5152. In Washington, the Program is underwritten by Hartford Casualty Insurance Company. The Program is provided by The Hartford, not AARP or its affiliates. Paid endorsement. The Hartford pays a royalty fee to AARP for the use of AARP's intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states. Applicants are individually underwritten and some may not qualify. Specific features, credits, and discounts may vary and may not be available in all states in accordance with state filings and applicable law.
1In Texas, the Program is underwritten by Southern County Mutual Insurance Company, through Hartford Fire General Agency. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Southern County Mutual Insurance Company.
Coverage you can believe in.
The AARP Homeowners Insurance Program is underwritten by Hartford Fire Insurance Company and its affiliates. Founded in 1810, The Hartford Financial Services Group, Inc. is now one of the largest insurance companies in the U.S. and has been insuring AARP members since 1984.
The AARP Homeowners Insurance Program from The Hartford is currently not available to FL residents.
The AARP Automobile Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. CA License 5152. In Washington, the Program is underwritten by Hartford Casualty Insurance Company. The Program is provided by The Hartford, not AARP or its affiliates. Paid endorsement. The Hartford pays a royalty fee to AARP for the use of AARP's intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states. Applicants are individually underwritten and some may not qualify. Specific features, credits, and discounts may vary and may not be available in all states in accordance with state filings and applicable law.
1In Texas, the Program is underwritten by Southern County Mutual Insurance Company, through Hartford Fire General Agency. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Southern County Mutual Insurance Company.
Make a good deal even better.
The only thing better than the comfort of a good homeowners insurance policy is getting it for less.
Bundle and Save
Insure your home and auto with the AARP Auto and Homeowners Insurance Program from The Hartford, and you'll receive up to a 15% discount on your homeowners insurance rates and an additional 10% on your auto insurance coverage.
Fire/Burglary System
Deadbolts and smoke detectors can save you up to 2%. A sprinkler system and burglar alarm could save you up to 20%. And apartment and condo dwellers with 24-hour security can save even more.
Retiree Credit
If you and your spouse are retired, or work less than 24 hours a week, you can reduce your premium. (This credit not available for secondary homes.)
Renewal Credit
Continue to renew your AARP Homeowners Insurance Program policy from The Hartford and save even more!
* Hawaii and Massachusetts excluded by law from discounts. New Jersey residents receive homeowner discount only.
The AARP Automobile Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. CA License 5152. In Washington, the Program is underwritten by Hartford Casualty Insurance Company. The Program is provided by The Hartford, not AARP or its affiliates. Paid endorsement. The Hartford pays a royalty fee to AARP for the use of AARP's intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states. Applicants are individually underwritten and some may not qualify. Specific features, credits, and discounts may vary and may not be available in all states in accordance with state filings and applicable law.
1In Texas, the Program is underwritten by Southern County Mutual Insurance Company, through Hartford Fire General Agency. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Southern County Mutual Insurance Company.
Requesting coverage is easy.
Get started today with the AARP Homeowners Insurance from The Hartford. Get a quote today by calling 1-877-422-2345, or going online when you select the Get a Quote button.
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Or find an agent in your area authorized to offer the program. Click here for Agent Locator.
The AARP Automobile Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. CA License 5152. In Washington, the Program is underwritten by Hartford Casualty Insurance Company. The Program is provided by The Hartford, not AARP or its affiliates. Paid endorsement. The Hartford pays a royalty fee to AARP for the use of AARP's intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states. Applicants are individually underwritten and some may not qualify. Specific features, credits, and discounts may vary and may not be available in all states in accordance with state filings and applicable law.
1In Texas, the Program is underwritten by Southern County Mutual Insurance Company, through Hartford Fire General Agency. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Southern County Mutual Insurance Company.
