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Automobile Insurance

Choose your insurance with the same care as you chose your car.

Many people just look for the cheapest rate when shopping for auto insurance. But what matters more than the premium is what happens if you have a claim. The program's rates are competitive, to be sure, but that's not where the full value of the AARP® Auto Insurance Program1 from The Hartford can be found.

Speak to a representative from The Hartford. Call 1-888-489-8631

Website: AARP Auto Insurance Program from the Hartford
Or find an agent in your area authorized to offer the program.


Get more for your money.

When you insure your car, truck or SUV through the AARP Auto Insurance Program from The Hartford, you'll be able to take advantage of a package of features and benefits not found anywhere else.

Availability of features and benefits may vary by state.

First Accident Forgiveness
The Hartford will waive any premium increase associated with your first accident so long as all drivers on your policy are free of accidents and major violations for the previous five years.††

Lifetime Renewability
No need to worry about losing your auto insurance protection. Once you become a policyholder, you are assured continued coverage as long as you continue to make premium payments on time and you're able to drive and meet a few simple requirements.

Disappearing Deductible
Maintain a clean driving record, and we'll reduce your collision deductible by $150. And we'll continue to reduce the deductible by $50 each additional year you keep your good driving record - until it reaches $0.††

RecoverCare
This feature helps pay for the cost of home services such as cooking, cleaning, shopping, transportation and yard work if you're injured in an accident.†††

12-Month Rate Protection
Because the AARP Auto Insurance Program from The Hartford offers a 12-month policy, your rates are locked in for a full year - not just 6 months like most other auto insurance companies.

24/7 Claim Service
Accidents don't keep normal business hours, so neither does The Hartford. Claim professionals are available to assist you whenever you need it with service that's backed by The Hartford's Claim Satisfaction Guarantee.

New Car Replacement
If you have a total loss of your new car within 15 months and/or 15,000 miles of purchase, The Hartford will pay the entire replacement cost for a new one of the same make, model and equipment - with no depreciation.

$100 Deductible Waiver
Get accident damage repaired at one of more than 1800 preferred repair shops nationwide and you may be eligible for a $100 collision deductible discount. Plus, The Hartford stands behind the work of the network shops on covered repairs for as long as you own or lease the vehicle.

Waiver of Deductible
In most cases, if an accident is not your fault, you won't have to pay your deductible. The Hartford will pay the full amount of covered damages - and the deductible as well.



†† Some benefits, including First Accident Forgiveness and the Disappearing Deductible, are only available with the optional Advantage Plus package. A policy without these benefits is also available. [Call for details.] To qualify for these two benefits, all drivers on the policy must have a clean record (no accidents or violations) for five consecutive years in most states. For the Disappearing Deductible, these five years must include a period of three consecutive years as a policyholder in the AARP Auto Insurance Program (commencing after the effective date of the policy issued through this offer). NY and PA drivers are not eligible for the complete disappearance of the deductible, although it will be reduced to a minimum of $100. Availability of the First Accident Forgiveness benefit varies by state.

† If you are age 50 or older, once you're insured through this Program for at least 60 days, you cannot be refused renewal as long as applicable premiums are paid when due. Also, you and other customary drivers of your vehicles must retain valid licenses, remain physically and mentally capable of operating an automobile, have no convictions for driving while intoxicated and must not have obtained your policy through material misrepresentation. Benefit currently not available in Hawaii, Michigan, New Hampshire and North Carolina.

††† Availability of RecoverCare benefit and benefit levels vary by state.

Request a quote now or call The Hartford at 1-888-489-8631 for more information.

 

The Program is provided by The Hartford, not AARP or its affiliates. The Hartford pays a royalty fee to AARP for the use of AARP's intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states. Applicants are individually underwritten and some may not qualify. Specific features, credits, and discounts may vary and may not be available in all states in accordance with state filings and applicable law.

The AARP Automobile Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. CA License 5152. In Washington, the Program is underwritten by Hartford Casualty Insurance Company. The Program is provided by The Hartford, not AARP or its affiliates. Paid endorsement. The Hartford pays a royalty fee to AARP for the use of AARP's intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states. Applicants are individually underwritten and some may not qualify. Specific features, credits, and discounts may vary and may not be available in all states in accordance with state filings and applicable law.

1In Texas, the Program is underwritten by Southern County Mutual Insurance Company, through Hartford Fire General Agency. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Southern County Mutual Insurance Company.

Coverage you can believe in.

The AARP Auto Insurance Program is underwritten by Hartford Fire Insurance Company and its affiliates. Founded in 1810, The Hartford Financial Services Group, Inc. is now one of the largest insurance companies in the U.S. and has been insuring AARP members since 1984.

The AARP Automobile Insurance Program from The Hartford is currently not available to MA residents.

The Program is provided by The Hartford, not AARP or its affiliates. The Hartford pays a royalty fee to AARP for the use of AARP's intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states. Applicants are individually underwritten and some may not qualify. Specific features, credits, and discounts may vary and may not be available in all states in accordance with state filings and applicable law.

The AARP Automobile Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. CA License 5152. In Washington, the Program is underwritten by Hartford Casualty Insurance Company. The Program is provided by The Hartford, not AARP or its affiliates. Paid endorsement. The Hartford pays a royalty fee to AARP for the use of AARP's intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states. Applicants are individually underwritten and some may not qualify. Specific features, credits, and discounts may vary and may not be available in all states in accordance with state filings and applicable law.

1In Texas, the Program is underwritten by Southern County Mutual Insurance Company, through Hartford Fire General Agency. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Southern County Mutual Insurance Company.

Make a good deal even better.

The only thing better than the comfort of the AARP Auto Insurance Program from The Hartford is getting it for less.

Availability of each of these credits or auto insurance discounts may vary by state or policy plan.

Multi-Car Discount
Insure more than one private passenger vehicle and you may qualify for a discount.

Defensive Driving Discount
If you successfully complete an approved defensive driver course, such as the AARP Driver Safety Program, you are eligible for an auto insurance discount for the next three full years.

Home/Auto Bundle
Bundle your home and auto insurance with the AARP Auto and Home Insurance Program from The Hartford and you could save on both.

Driver Training Credit
You can receive a credit on your premium for drivers under 21 years old who successfully complete an approved course. (In Georgia this discount applies to drivers under 25 years old.)

Good Student Driver Credit
If each full-time student under the age of 25 who operates a vehicle insured through the AARP Auto Insurance Program from The Hartford qualifies as a good student, you can receive a credit on most coverages.

Air Bags Discount
If your car is equipped with air bags, you may be eligible for a discount.

Anti-Theft Device Discount
Anti-theft devices can be either active or passive disabling devices that protect a car from theft and can save you money on your comprehensive coverage.

To find out which discounts and credits you are eligible for, request a quote now or call The Hartford at 1-888-489-8631.

 

The Program is provided by The Hartford, not AARP or its affiliates. The Hartford pays a royalty fee to AARP for the use of AARP's intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states. Applicants are individually underwritten and some may not qualify. Specific features, credits, and discounts may vary and may not be available in all states in accordance with state filings and applicable law.

The AARP Automobile Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. CA License 5152. In Washington, the Program is underwritten by Hartford Casualty Insurance Company. The Program is provided by The Hartford, not AARP or its affiliates. Paid endorsement. The Hartford pays a royalty fee to AARP for the use of AARP's intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states. Applicants are individually underwritten and some may not qualify. Specific features, credits, and discounts may vary and may not be available in all states in accordance with state filings and applicable law.

1In Texas, the Program is underwritten by Southern County Mutual Insurance Company, through Hartford Fire General Agency. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Southern County Mutual Insurance Company.

Requesting coverage is easy.

Get started today with the AARP Automobile Insurance Program from The Hartford. Request a quote today by calling 1-888-489-8631 or going online when you select the Request a Quote button.

Request a Quote

Or find an agent in your area authorized to offer the program. Click here for Agent Locator.

The AARP Automobile Insurance Program from The Hartford is currently not available to MA residents.

The Program is provided by The Hartford, not AARP or its affiliates. The Hartford pays a royalty fee to AARP for the use of AARP's intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states. Applicants are individually underwritten and some may not qualify. Specific features, credits, and discounts may vary and may not be available in all states in accordance with state filings and applicable law.

The AARP Automobile Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. CA License 5152. In Washington, the Program is underwritten by Hartford Casualty Insurance Company. The Program is provided by The Hartford, not AARP or its affiliates. Paid endorsement. The Hartford pays a royalty fee to AARP for the use of AARP's intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states. Applicants are individually underwritten and some may not qualify. Specific features, credits, and discounts may vary and may not be available in all states in accordance with state filings and applicable law.

1In Texas, the Program is underwritten by Southern County Mutual Insurance Company, through Hartford Fire General Agency. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Southern County Mutual Insurance Company.





AARP Financial is a collection of financial-related products, services, and insurance programs made available to AARP members. AARP contracts with insurers and providers to make coverage and discounts. Neither AARP nor its affiliate is the insurer or provider. Insurers and providers pay a royalty fee to AARP for use of the AARP intellectual property. Amounts paid are used for the general purposes of AARP and its members.

AARP and its affiliate are not insurance agencies or carriers and do not employ or endorse individual agents, brokers, producers, representatives, or advisors.

AARP does not make individual recommendations for products, services, or insurance (collectively "products"). You are encouraged to evaluate your individual needs. Products carrying the AARP name are intended to be competitive and may not be the lowest priced.